98% of EU &UAE business owners are leaving money on the table.

Business owners spending $10k – $50k a month are on average leaving

$12k – $60k on the table, simply by using the wrong credit card for business

expenses. In APEX we help you put that money in your pocket, completely

done for you.

USE YOUR POINTS WITH MOST AIRLINES AND +10.000 HOTELS WORLDWIDE

98% of EU &UAE business owners are leaving money on the table.

Business owners spending $10k – $50k a month are on average leaving $12k – $60k on the table, simply by using the wrong credit card for business

expenses. In APEX we help you put that money in your pocket, completely done for you.

USE YOUR POINTS WITH MOST AIRLINES AND +10.000 HOTELS WORLDWIDE

POTENTIAL

How I lost $150k

Not utilising US credit cards

Not utilising US credit cards

↓ Watch me break down how you can avoid making the same mistake ↓

↓ Watch how you can avoid making the same mistake ↓

QUALIFICATION

Who is this for?

Who is this not for?

You run a coaching, ecom or agency business

You spend less than $5k/month

You run a coaching, ecom or agency business

You spend $10k+/month in your business

You expect to see results tomorrow.

You spend $10k+/month in your business

You know good things take time

You rather wanna figure it out yourself.

You know good things take time

Who is this not for?

You spend less than $5k/month

You expect to see results tomorrow.

You rather wanna figure it out yourself.

The process

What can you expect working with us.

Watch how ecom owners, coaches, consultants and agency owners leverage US credit cards

Watch how ecom owners, coaches, consultants and agency owners leverage US credit cards

Ecom Owners

Watch how this ecom owner based in UAE will earn $54.000 worth of points from spending $50k/month on ads with US credit cards.

Coaches & Consultants

Watch how this coach and consultant based in Denmark will earn $10.800 worth of points from spending $10k/month on ads with US credit cards.

Agency Owners

Watch how this agency owner based in Portugal will earn $21.600 worth of points from spending $20k/month on ads with US credit cards.

Want me to break down your potential and situation – schedule a free qualification call.

testimonials

What our clients say about working with us

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Ergjan Toplica

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Victor Fasahati

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Benjamin Dalsgaard

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PRICING

Work with us

Choose between DFY and strategic advisory

$5000

Most popular

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Headline

You spend less than $5k/month

You spend less than $5k/month

You spend less than $5k/month

You spend less than $5k/month

You spend less than $5k/month

You spend less than $5k/month

$1000/month

sdsdfs

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Headline

You spend less than $5k/month

You spend less than $5k/month

You spend less than $5k/month

You spend less than $5k/month

You spend less than $5k/month

You spend less than $5k/month

$5000

Most popular

Headline

You spend less than $5k/month

You spend less than $5k/month

You spend less than $5k/month

You spend less than $5k/month

You spend less than $5k/month

You spend less than $5k/month

Done–For–You

$1000/mo*

Most popular

Headline

You spend less than $5k/month

You spend less than $5k/month

You spend less than $5k/month

You spend less than $5k/month

You spend less than $5k/month

You spend less than $5k/month

Strategic Advisory

Done–For–You

Strategic Advisory

About Simon Kyrning

Simon Kyrning was born and raised in Denmark in 1998. He grew up playing football on the highest level until he got a few serious knee injuries. He later used the sports mindset to build, launch and scale multiple online businesses, grossing more than $9.000.000 since 2021.

In the process of running multiple online businesses, spending a lot of money on ads, he discovered the benefits of strategically leveraging US credit cards. Since then he has been striving to help a few select business owners benefit from US credit cards – and he’s now ready to help even more business owners and entrepreneurs.

Read more about me at www.kyrning.com

About APEX

In APEX we are helping entrepreneurs and business owners to benefit from the best banking and credit solutions, earning points from expenses that can be used to finance free personal and business travel.

Like most romantic business origin stories, APEX started because I saw how much I was missing out on, by not using US credit cards in my businesses. In a few years I lost $150k in opportunity cost. I decided to solve the problem spending countless hours, researching, talking to lawyers, tax advisors etc.

I solved the problem for myself. I shared how I solved it and it went viral, showing that there was high demand for this solution. Since then I have been building in silence, helping a few select business owners to get US credit cards, that allows them to earn points on expenses, and make these points pay for their personal and business travels all year round.

Apply to work with us

We help EU & UAE business owners leverage US credit cards strategically to turn business expenses into free travel. In fact, if you’re spending $10k–$50k/month, you are leaving $6k – $25k on the table, not leveraging US credit cards

Apply to work with us

We help EU & UAE business owners leverage US credit cards strategically to turn business expenses into free travel.

In fact, if you’re spending $10k–$50k/month, you are leaving $6k – $25k on the table, not leveraging US credit cards

Frequently Asked Questions

Is this an online course?

This is not an online course. This is either a done for you service or a strategic advisory (consultancy). No online course is provided - as most business owners don’t have the time - and would rather get this sorted fast and right - so they can focus on their business growth.

What outcome can I expect with US credit cards?

If you’re spending more than $10k – $50k you can expect to earn between $12.000 and $60.000 worth of points, just by using US credit cards. The problem for most business owners in this situation is 1) They don’t know what they don’t know - and therefore don’t utilise US credit cards – and 2) when they actually get to know the facts,  they don’t have the time to figure it out themselves. So that’s what APEX was brought in the world for – to help business owners leverage US credit cards, sp they can earn tens of thousands of dollars worth of points from money they’re already spending in their business.

What’s the cost of this in time and money?

In the DFY program, you can expect us to take care of 98% of the work – meaning you can focus on your business. The last 2% is you signing documents for bank and credit card applications – and having conversation about how to maximise points earned – and what to spend the points on.

Every case is different, so head over watch one of the cases – maybe one of them is reflecting your situation.

If you want me to break down your situation, and give you complete insight of what you can expect to earn from US credit cards, what it is gonna cost you – and what your ROI is gonna be – then schedule a qualification call.

Am I gonna have to pay tax in the US?

You will not be paying tax on your income, if you’re not living in the US as a non US resident.

Depending on your business setup, you will have to pay tax, if your business is not incorporated in tax-free states. If you want to know more about this - then reach out at [email protected]

Disclaimer; Every case is different, to get a specific evaluation of your situation, then reach out to me on [email protected]

Am I qualified to work with you?

The rule of thumb is, that if you’re spending +$10k a month, then you are qualified. To get a complete breakdown of you situation and what you can expect to earn, what the cost is - and what your ROI short term and long term will be - then please click here and schedule a qualification call.

Do I have to incorporate a US LLC?

No, but if you are looking to get the most benefits, you should consider it. Most people thin having an LLC is expensive and requires a lot. In fact it requires way less than most people think. I (Simon) personally have a total cost around $2k a year for financial reporting - and my assistant spend an hour or two every other month communicating with my tax agency. My business doesn’t need any bookkeeping - and yours most likely won’t either in this setup. Disclaimer: All cases are different, talk to me about this to get a more nuanced and compliant answer to your question

We help EU & UAE business owners leverage US credit cards strategically to turn business expenses into free travel

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© 2025 APEX. All rights reserved

We help EU & UAE business owners leverage US credit cards strategically to turn business expenses into free travel

© 2025 APEX. All rights reserved